F.A.Q
November 29 2023, L'ami Auto Credit
Car Financing
How can you get a car loan when you are self-employed?
Many things change when you become self-employed, including the ease of access to a car loan. L'Ami Auto Crédit helps you get car credit more easily because we know that the analysis of a self-employed worker's file is not done the same way as that of an employee. Fill out our credit application and we will offer you the best solution!
Can you get a car loan if you have filed for bankruptcy?
Yes, our specialized car credit experts are used to handling first and second bankruptcy applications, whether discharged or not. We will be able to advise you on the best solution for your credit file!
How can I get a car loan if I am a low-income retiree?
Even though getting accepted for a car loan can be more difficult, at L'Ami Auto Crédit, we can offer you car credit! With our agreements with specialized financial institutions, we will answer all your questions and requests.
How do you finance a car without having a credit history?
Our secure website allows you to apply for pre-approved credit safely and easily. Our on-site experts can get you a car loan even if you have bad credit or no credit history. Every day we offer solutions for files like yours!
Is it possible to get a car loan with a low annual income?
Getting a car loan on a low income can sometimes be difficult. L'Ami Auto Crédit is accredited by many financial institutions, so you will be approved no matter what your credit report is! Fill out our online form to get pre-approved and our brokers will contact you for more information.
Is it safe to apply online for a car loan?
Yes! At L'Ami Auto Crédit, you can complete your application online in complete security and receive your approval online or by phone! You will only have to come in to sign your contracts once you have chosen your vehicle. Even if you have a difficult credit history, we will find the financing solution that suits you best, such as 2nd or 3rd chance credit.
Credit Recovery
How is the interest rate on a car loan calculated?
Your credit history, the type of car you buy, and the amount of vehicles you want are all factors that can influence your interest rate. How do you know exactly? Fill out an online application on the L'Ami Auto Crédit website and we can explain your options. Rest assured, at L'Ami Auto Crédit, our car credit experts will always offer you the best car financing solution at the best rate!
Can you get a car loan if you have filed for bankruptcy?
Yes, our specialized auto credit experts are used to handling first and second bankruptcy applications, whether discharged or not. We will be able to advise you on the best solution for your credit file!
How much is the application fee when applying for a car loan?
The online application is free! You are pre-approved, no file refused and no fees! However, depending on your credit file, you may be charged an application fee that will be added to your car financing. You can contact us by phone to receive all the necessary information, our car credit experts are there to help you!
How does the number of credit applications for an auto loan affect our record?
Every time you apply for a loan, it is reported to your credit bureau and therefore affects your file. But when you apply for pre-approval with us, our brokers target the lender most likely to be favourable to you so that you can limit the number of inquiries to the credit bureau. So don't wait any longer! Fill out an online credit application now and you can start driving your next vehicle today.
How long does it take to get a new vehicle with a car loan?
We usually contact you within an hour of your request. From there, depending on your credit profile, we can tell you how long it will take. Chances are you'll be driving off with your new vehicle the same day! In general, between 24 and 72 hours is enough time to receive your pre-approval, study your credit file, find the most advantageous auto financing solution, find your vehicle, receive your auto loan and drive away with your vehicle!
What is the best company for a car loan?
For the professionalism, service and knowledge of its car loan brokers; L'Ami Auto Crédit! L'Ami Auto Crédit helps you find a loan for the purchase of your next vehicle, even if your bad credit closes doors. We have been doing business with several specialized institutions for several years. Our expertise allows you to borrow under advantageous financing conditions and with the advice of our experienced team. Your car loan will no longer be a source of stress!
